Terms & Conditions

You agree to use this Website only for lawful purposes and in a manner that does not violate any applicable laws, regulations, or the rights of others. You must not misuse the Website by introducing viruses, malicious code, or attempting unauthorized access to any part of our systems or infrastructure.

The Website provides information about our payment-related services and solutions. All services are subject to availability and may be modified, suspended, or discontinued at any time without prior notice.

We do not guarantee that the Website or its services will always be available, uninterrupted, or error-free.

All content on this Website, including but not limited to text, graphics, logos, icons, images, and software, is the property of PalsPay or its licensors and is protected by applicable intellectual property laws.

You may not copy, reproduce, distribute, or create derivative works from any content on this Website without our prior written consent.

If you submit information through forms (such as contact or inquiry forms), you confirm that the information provided is accurate, complete, and lawful. We reserve the right to remove or refuse any submission that violates these Terms or that we deem inappropriate at our sole discretion.

Our Website may contain links to third-party websites or services. These links are provided for convenience only. We do not control and are not responsible for the content, privacy policies, or practices of any third-party websites. We encourage you to review the terms and privacy policies of any third-party sites you visit.

The Website and its content are provided on an "as is" and "as available" basis. We make no warranties, express or implied, regarding the accuracy, reliability, or completeness of the content.

To the maximum extent permitted by applicable law, we disclaim all warranties, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

In no event shall PalsPay, its directors, employees, partners, agents, suppliers, or affiliates be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation loss of profits, data, use, goodwill, or other intangible losses, arising out of or related to your access to or use of (or inability to access or use) the Website or services.

You agree to indemnify, defend, and hold harmless PalsPay and its officers, directors, employees, and agents from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising from your use of the Website or your violation of these Terms.

Your use of the Website is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review it carefully to understand our practices regarding the collection and use of your information.

We reserve the right to suspend or terminate your access to the Website at our sole discretion, without prior notice, if you violate these Terms or engage in conduct that we determine to be harmful to other users, third parties, or our business interests.

These Terms shall be governed by and construed in accordance with applicable laws, without regard to conflict of law principles. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the competent courts in the applicable jurisdiction.

We may update these Terms from time to time. Any changes will be effective immediately upon posting on this page. The "Last updated" date at the top of this page will reflect the most recent revision. Your continued use of the Website after any changes constitutes your acceptance of the updated Terms.